Accelerated Death Benefits

05/20/2012 04:26:19 AM

76 Weston Street (Route 20) - Waltham Ma 02453 | Tel 781-893-0885 | Fax 781-893-1489

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Life Insurance-Accelerated Death Benefits

Accelerated Death Benefits

These are also known as "living benefits". You may receive all or a part of the benefits of your life insurance policy before you die. Living benefits are paid out for causes such as: terminal illnesses like AIDS, organ transplant, or permanent confinement to a nursing home. The allowable reasons to receive living benefits may be different for each company, and you should check before you buy the policy. Any benefit paid to you before you die will mean that your beneficiaries will get that much less when you die.

Source: Massachusetts Department of Insurance

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