Frequently Asked Questions

Every situation is different. We’ll walk you through your assets, risks, and goals to build a personalized plan—so you’re not over- or under-insured.

Often, yes!. But it’s not just about the lowest price—it’s about getting the right coverage so a claim doesn’t cost you more later.

Yes. Most carriers provide savings when you bundle home and auto, or combine other policies like renters, life, or umbrella insurance. We’ll explore the options for you.

Call us first! We’ll help guide you through the claims process, answer your questions, and make sure everything goes smoothly.

At least once a year—or anytime you have a big life change such as buying a home, getting married, having a child, or starting a business. We offer free annual reviews to keep your coverage up to date.

Yes! We write policies for small businesses, contractors, restaurants and more. Our goal is to protect your livelihood and keep you compliant.

Things like your driving history, vehicle type, location, credit (in some states), and coverage limits all play a role. We’ll explain your options and help you find ways to save.

It’s simple—call us, stop by our office, or fill out our quick online form. We’ll gather some information, compare rates from our carriers, and get back to you with customized options.