Blogs
The Importance of Life Insurance: Why Getting It in Your 20s and 30s is a Smart Decision
Life insurance is one of the most important financial tools you can have, yet it’s often overlooked or deferred until later in life. Many young adults in their 20s and 30s may not consider life insurance as a priority, believing that they have plenty of time to think...
Understanding Renters Insurance Policies and Coverage Options
If you're a renter, you may wonder what renters insurance is and what it covers. Here is a breakdown of the basics of renters insurance policies and coverage options, so you can make an informed decision when selecting a policy. What is Renters Insurance? Renters...
What Types of Auto Insurance Coverage Do I Need?
Understanding auto insurance is essential for both legal compliance and financial protection. Auto insurance isn’t just a requirement—it’s a safeguard against risks like accidents, theft, and natural disasters. With so many coverage types available, individuals like...
Why Do I Need Term Life Insurance?
Term life insurance is a type of life insurance policy that provides coverage for a set period of time, typically between 10 and 30 years. Here are some reasons why you may need term life insurance: Provide financial security for your loved ones: If you were to pass...
Insuring Your Jewelry and Other Valuables
Are you planning on gifting (or getting) jewelry anytime soon? Maybe you inherited your father’s old pocket watch or firearm. Or, maybe you just splurged on an expensive painting or sculpture to decorate your new place. If you own any type of valuable item that is...
Do You Need Additional Coverage for Holiday Guests?
As the holiday season approaches, many of us look forward to hosting family gatherings, dinners with friends, and festive celebrations. However, with a house full of guests comes an increased risk of accidents and mishaps. Whether it’s someone slipping on icy steps or...
10 Fall Car Care Tips: Prepare Your Vehicle for the Changing Seasons
Because seasonal changes affect your vehicle in a multitude of ways, it’s important to prepare for the transition from summer to fall. You’ll want to keep up on regular vehicle maintenance, while also paying close attention to season-specific car care tasks. Essential...
Understanding Life Insurance: What’s Covered and What’s Not
Life insurance is like a superhero for your family’s financial future—it swoops in to protect your loved ones when you’re no longer around to do so. But just like any superhero, life insurance has its strengths and limitations. To truly harness the power of your...
Renters Insurance for Roommates: What You Need to Know
Renters insurance is an important policy that offers financial protection to renters. However, if you have roommates, you may wonder if you need individual policies or if a single renters insurance policy will suffice. Here's what you need to know about renters...
Understanding the Roof Replacement Process
Roof replacement is a significant home improvement project that can enhance your property's value, energy efficiency, and overall protection. Whether your current roof has reached the end of its lifespan or you're looking to upgrade to a more durable material,...
Summer Driving Safety: Tips for Safe and Enjoyable Road Trips
Summer is the perfect time for hitting the road and embarking on exciting road trips. Whether you're planning a weekend getaway or a long cross-country adventure, it's important to prioritize safety while enjoying the journey. Here are some tips for safe and enjoyable...
Pool Safety Tips for a fun Summer
Let’s go SWIMMING! We are excited to spend summer in the water! Whether you’re at a lake, beach, or your own backyard pool, learning how to keep kids safer around water is an important responsibility for any parent or caregiver. Drowning is the leading cause of...
5 Questions Newlyweds Have About Life Insurance
Many exciting elements make up life as a newlywed, especially when you’re just coming off the thrill of a wedding and honeymoon. You may be looking forward to settling into a new routine, while simultaneously aware that there are certain plans you need to make...
Home Maintenance Tips: Protecting Your Investment and Insurance Coverage
Your home is not only a significant financial investment but also a place of comfort and security. Regular home maintenance is crucial to ensure your home retains its value, remains safe, and is covered by your insurance policy. Here's a list of essential home...
Understanding Different Types of Auto Insurance Policies
Auto insurance is a necessary expense for all vehicle owners. It helps protect you financially in case of an accident or theft. In this blog, we'll break down the various types of auto insurance policies to help you decide which one is right for you. Liability...
Mastering Your Ceiling Fan: Seasonal Comfort Hacks
Ceiling fans are not only functional but also play a significant role in maintaining comfort and energy efficiency in our homes. Depending on the season, the direction in which your ceiling fan blades spin can make a significant difference in the way you feel and your...
Fun Facts About Your Thanksgiving Meal in Massachusetts
Although turkey is somewhat synonymous with Thanksgiving dinner it's not all about the Turkey. For many, folks are most grateful for the side dishes, appetizers and the pies. In Massachusetts the most searched recipe on Thanksgiving? Cheesecake. Making cheesecake is...
Tips to Prepare Your Car for Winter
Daylight Saving Time has ended, you’re digging out your boots, you crave comfort food… these are all sure signs that, in the words of everyone’s favorite show, winter is coming. Despite maybe wanting to hibernate, chances are you will need to venture out. This means...
How to Renew Your Renters Insurance Policy: Tips and Best Practices
Renewing your renters insurance policy may not be at the top of your to-do list, but it's an important step in maintaining your financial protection. Here are some tips and best practices to follow when renewing your renters insurance policy: Start Early: Don't wait...
Winterizing Your Home – Inside and Out!
With temperatures falling across many parts of the country, it’s a good time to start thinking of preparing your home for harsh winter conditions like snow and ice. This process, called winterization, is usually performed in the fall before excessive cold arrives....
Cyber Security Tips for Businesses and Personal Use
Cybersecurity has never been more important than it is now. As we spend more time online, we’re often creating and sharing more of our personal data. And if this data falls into the wrong hands, private and financial information could be at risk. So, for businesses...
MAPFRE and MassDOT: Celebrating 20 Years!
MAPFRE Insurance and the MassDOT Highway Assistance Program are celebrating a milestone anniversary! This August marks 20 years since MAPFRE and MassDOT teamed up to help keep Massachusetts drivers and roadways safe – free of charge and regardless of their insurance...
Common Reasons Why Insurers Deny Life Insurance Claims
The primary purpose of life insurance is to protect family members financially after their loved one’s death. However, a life insurance policy is not offering guaranteed protection. In many cases, insurance companies keep their promise and pay the benefits to the...
Smoke Alarm and Carbon Monoxide Safety Tips
While most home owners know the importance of having smoke alarms, almost three out of five fire fatalities from 2014 to 2018 happened in properties with no alarms or where alarms failed to operate, according to a report by the National Fire Protection Association. In...
Understanding the Differences Between Renters Insurance and Homeowners Insurance
Renters insurance and homeowners insurance are two types of insurance policies that provide protection for different types of properties. Understanding the differences between these policies can help you choose the right one for your needs. Here are the key...
Insuring Your Jewelry and Other Valuables
Are you planning on gifting (or getting) jewelry anytime soon? Maybe you inherited your father’s old pocket watch or firearm. Or, maybe you just splurged on an expensive painting or sculpture to decorate your new place. If you own any type of valuable item that is...
How to Dog-Proof Your Car
One of our favorite nice weather activities is to get in the car, roll down the windows and hang your head out the window while you go for a ride. We’re talking about your dog of course! Unfortunately, dogs can be ruff on your car. Riding around in cars with dogs...
Smartphone apps drive gig workers, parents to distraction
Gig-economy workers are 4 times as likely as other drivers to use smartphone apps regularly while driving, a new survey from the Insurance Institute for Highway Safety shows. “The explosion of smartphone features and services has not only created new forms of driver...
Freshen Up Your Home and Insurance Policies This Spring
The flowers are blooming, the birds are serenading, and the house still feels like it's stuck with the winter blues. Spring cleaning is a tradition that allows us to freshen up our homes and get a head start on the often-hectic seasons of spring and summer. It can...
How to Find the Right Repair Shop
Whether you need new tires, exhaust system work or just need routine maintenance like an oil change, getting your vehicle back in working order should not be a headache. You’ll want to find a competent, trustworthy repair shop while also not breaking the bank. There...
11 Ways to Keep Your Identity Safe This Tax Season
What Cybercriminals Don’t Want You to Know Thieves are working extra hard this tax season to steal your information and gain access to your money. These cybercriminals use email and phone scams to trick taxpayers into revealing valuable information. In a tax tip...
What Is Umbrella Insurance and Why Should I Buy It?
You may already have auto or homeowners insurance but have you ever considered adding an extra layer of protection to your policies? If so, you might want to add on Umbrella Insurance. What is Umbrella Insurance? Umbrella Insurance is a type of personal liability...
Walking Your Dog at Night
Remember these safety tips when walking your dog at night. Always use a leash This one is non-negotiable. Even if you live in an area without much traffic, and your dog has an excellent recall, you should always leash up at night. Just like humans, dogs get startled...
Chimney Safety Tips
Leaning towards an old wood-burning fireplaces to help cut your heating bill this winter? Before you spark a log you should know, fireplaces and chimneys are involved in 42% of all home-heating fires. So before you use your fireplace, ensure you know how to properly...
Massachusetts RMV to Make Inspection Sticker Changes
The Massachusetts Registry of Motor Vehicles will soon change how it handles late vehicle inspection stickers. The change means that beginning November 1, 2022, vehicles that pass inspection will get a new sticker with the month the last sticker expired, according to...
How to Get Involved in Breast Cancer Awareness Month
Most people have good intentions when Pink October rolls around. They truly want to do something to help cure breast cancer. However, what most people don’t know is that buying pink ribbons or reposting Facebook games doesn’t really help anybody. The truth is, thanks...
Life Insurance Myths and Facts
Thinking about your death isn’t the most enjoyable part of your life. However, ensuring your family’s future is protected when you’re gone is very important! Life insurance can help your family pay for funeral expenses, pay off any debt you left behind, and much...
General Sun Safety
Summer is here! The weather is warm, and due to social distancing, people are spending more time enjoying nature than they have before. If your family intends to enjoy this summer to the fullest, practicing sun safety should be your priority. Regardless if...
Summer Fire Safety Tips
According to the National Fire Protection Association, there are an average of 385,500 residential fires every year. While taking out a Homeowners insurance policy with fire insurance coverage will help protect you from the costs incurred from a house fire, following...
Tips for Washing Your Car
Remember how fun washing your mom or dad’s car was as a kid? Using the sponges and spraying your brother or sister with the hose was a picture-perfect way to kick off Spring cleaning. Now it might not be as magical as it was when you were a kid, but washing...
Summer Driving Tips
"This year will be the summer of the road trip," said Aldo Vazquez, public relations spokesman for AAA. With trends showing that travel by planes, trains, ships and buses will decrease, the favored mode of transportation for travelers this summer will be by car. ...
Pool Safety Tips for a Fun Summer
Let’s go SWIMMING! We are excited to spend summer in the water! Whether you’re at a lake, beach, or your own backyard pool, learning how to keep kids safer around water is an important responsibility for any parent or caregiver. Drowning is the leading cause of...
Spring Home Maintenance
🌷Spring is here! 🌸 After a long dark and cold winter, the bright sun and warm winds of the spring are a breath of fresh air! The only downside? All that sunlight helps you see your leaf-filled gutters, cracked sidewalks, and dead plants in the flower beds....
How to Change a Tire
Knowing how to change a tire is a necessary skill for all drivers. You might be thinking, “I pay for a AAA membership so that I get roadside assistance and don’t have to worry,” or “I have a cell phone, I can just call someone to help.” Even if this is the case for...
Spring Showers May Bring Home Hassles
After a cold, dark winter most people look forward to the sights and sounds 🎵 of the spring. But with the warmer months also comes the potential for heavy rains, which can lead to slippery driving and property damage. So, what can a homeowner do to help avoid...
Rideshare Insurance for Uber and Lyft Drivers
On average, the roughly 1.5 million to 2 million people in the U.S. who drive for both Uber and Lyft earn $18.15 an hour before expenses. Just one car accident, though, could easily eat up that money—and more. That’s why Uber and Lyft drivers likely need separate...
Homeowners Insurance Facts
When you decide you want to buy your first home, homeowners insurance may not be the first thing you think about. However, most mortgage lenders require you to have homeowners insurance before they will approve your loan. There are a few things you should know about...
Why is flood insurance important?
You don’t have to live in a flood-prone area to encounter flooding in your home. This can happen at any time to anyone! Flooding can be caused by more than just natural disasters. If you own a home, you need flood insurance. There are two different types of flood...
Tips for Sub-Zero Temperature Car Care
When the temperatures drop into the single digits, you most likely want to curl up with a good book or binge-watch the latest show – whatever you can to just stay indoors. Chances are, at some point you’ll still need to go out. When you do, you’re going to want to...
Protect Your Home This Winter
Old Man Winter is here. Ice, snow, and wind can wreak havoc on your home and your budget. Standard homeowners insurance policies can cover most disasters that result from a freeze, but it’s better to minimize the potential risks! Follow these tips to help prepare your...
Holiday Cooking Safety
The holidays are a time for family, friends, fun, and food. Unexpected fires are not a popular addition to anyone’s holiday to-do list. Unfortunately, cooking-related fires make up the majority of home fires, with an average of 455 occurring every day. Thanksgiving,...
Celebrate Thanksgiving in Massachusetts!
Massachusetts has a rich tradition and historic relationship with Thanksgiving Day. The first ever Thanksgiving was held in Plymouth, MA. This year, Plymouth will again host America’s Hometown Thanksgiving. But the celebration doesn’t start and end in Plymouth. There...
Fall Home Maintenance Checklist
Fall is a beautiful time of year. The air is cool and crisp, and the leaves are changing colors. As homeowners, it can also be a very busy time of year! Take advantage of the moderate weather to repair any damages to your home before the first frost sets in. Taking...
Critical Times in Life That You Need Life Insurance the Most
Life insurance is part of a responsible financial plan. And while you should feel secure knowing it will be there to meet your financial responsibilities and protect your family, there are a handful of situations where you may need life insurance more than you...
Yard Work Safety Tips to Keep You Out of the ER
Amid all the green lawns and manicured gardens of summer lies a grim statistic: Every year, while mowing the grass, cutting a branch, or power washing a deck, at least 100 people die and an estimated 143,000 are injured badly enough to require a trip to the emergency...
Summer Party Safety: Tips for Hosting Safe and Fun Outdoor Gatherings
Summer is the perfect time to gather with friends and family for outdoor parties and celebrations. However, it's important to prioritize safety alongside fun to ensure everyone has a great time. Here are some essential tips for hosting safe and enjoyable outdoor...
RV Insurance, Weather and Driving Conditions
RVing is becoming one of the most popular ways to travel. A successful and safe RV trip takes preparation and planning to make it a good experience. Whether you are new to RVing or not, these tips can help ensure that your trip will be a smooth experience. As your...
Grilling Tips for Safety
As the weather warms and summer returns, it’s time to GRILL! There are risks that come along with grilling, regardless of which type of grill you are using. Every year, 7,000 Americans are injured while using barbecue grills. It's usually a case of good products...
Personal Watercraft Insurance and Safety
What is personal watercraft insurance? Personal watercraft (known by brand names like Jet Skis, Sea-Doos or WaveRunners) can be lots fun on the water. But, like any moving vehicles, they are subject to accidents and it’s wise to get the proper insurance to protect...
ATV Safety Tips
Hitting the trails on your ATV with a group of friends or your family can be fun and stress relieving! Having fun may be your goal, but safety needs to be your priority while riding. The number of ATV related accidents and injuries in 2017 was a staggering 15,000! To...
Everett & Sons Insurance Agency LOVES Insuring Your Life!
Life is the most precious gift and we love insuring yours! Everett & Sons Insurance Agency values every single one of our loyal clients and this month, we are sending you love and gratitude for welcoming us into your families and homes. It is our pleasure and...
Sticking to Your New Year’s Resolution
2021 is here! A new year means a fresh start and another chance to make some changes. Most of us make New Year’s resolutions, but not all of us can stick to them! There are several things you can do to increase your chances of sticking to your New Year’s resolution....
Fire & Ice – Your Guide to Winter Preparation
Winter is coming and for homeowners this means being prepared for the utmost extremes, both the frightful and delightful! With beautiful blankets of white snow come picturesque landscapes, family sledding and, well, the threat of ice dams. Ice dams form when the roof...
Thanksgiving Safety Check
Thanksgiving is a time to gather around the dinner table in the company of family and friends and be thankful for all that you have. Thanksgiving is the peak day for home cooking fires, with unattended cooking as the leading contributing factor. Keep your holiday full...
Fire Safety Tips
Working smoke alarms reduce the chances of dying in a fire by 50 percent. Nearly 87 percent of all fire-related deaths are due to home fires, which spread rapidly and can leave families with as little as two minutes to escape once an alarm sounds. Check smoke alarms....
Do Stay-at-Home Parents Need Life Insurance?
Parent. Its official definition ought to be, “Caretaker of child. Synonyms: nanny, tutor, launderer, chauffer, coach, nurse, therapist, chef . . . ” And the list goes on. This definition especially applies to a stay-at-home parent (SAHP). While SAHPs may not pull down...
Routine Vehicle Maintenance
Cars are essential to our everyday lives. When you need to head to work or the market, you walk out to your car and expect it to start right up. To keep your car running and avoid potentially costly breakdowns, you should get into the habit of conducting these regular...
Do You Have a Smart Home?
Smart technology and devices continue to revolutionize how we live. Most people want to stay up to date on the latest trends and technologies. It is estimated that there will be over 73 million smart homes by 2021. So if you want to be one of these trend setters, you...
Pan-Mass Challenge
People. Teamwork. Support. Dedication. Hope. MAPFRE Insurance is the Official Auto Insurance Provider of the Pan-Mass Challenge Donating to the Pan-Mass Challenge makes you eligible for a 5% discount on any new or existing MAPFRE Insurance Massachusetts auto insurance...
Things To Do While Social Distancing
During these unprecedented times, we are all on edge. Social distancing helps slow the spread of the virus, but it also makes us stir crazy! Everett & Sons Insurance Agency has prepared a few ideas that will keep you and your family entertained! 1. Garden...
COVID-19 Customer Updates
MAPFRE stands with our policyholders, and is committed to helping policyholders facing difficulties as a consequence of the COVID-19 pandemic. If you have any questions or concerns regarding your insurance policy or billing, please contact our team to discuss how we...
Spring Showers in Waltham Massachusetts
After a cold, dark winter most people look forward to the sights and sounds of the spring. But with the warmer months also comes the potential for heavy rains, which can lead to slippery driving and property damage. So what can a homeowner do to help avoid the hassle...
New Massachusetts Distracted Driving Law
With distracted driving a growing problem, Massachusetts has passed a new law banning the use of handheld electronic devices while driving, barring looking at text, videos or images while driving. Drivers may continue to use electronics in “hands-free” mode. The law...
Lower Costs, Not Coverage on Your Auto Insurance
Auto insurance advertising is everywhere – from your mailbox to online to TV, you frequently hear promises about saving by switching to another company. Everyone wants to save money, but what many insurance shoppers don’t realize is that their “discounted” rate may...